Danny Friday

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230 appearances 1 recordings 1 series first heard Jun 2026 last heard 21 Jun

Danny Friday’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Jun 2026 with 1.

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One Vision Podcast — Fintech, Banking, and AI with Theodora Lau · From Prototype to Trust: Danny Friday on Building AI-Powered Benefits Infrastructure · 21 Jun 2026 podcast

So at sale, what we do is we eliminate the need to carry an HSA debit card or an FSA debit card.

So imagine that whatever card is currently in your wallet, all of the expenses were automatically tracked, and you would never have to submit a photo of a receipt again.

So my example of uh me being in Mexico at an orthodontist.

I mean there would have been sufficient information in the transaction uh to capture and substantiate.

And then if there needed to be more, let's hypothetically say, I mean, advancements in LOM, AI, OCR, the language barrier doesn't matter anymore.

It's about

Is the substantiation requirement there?

Um, we do have an app and it is available through health insurance today.

Um, but what's really unique about some of the things that we're doing now is that we're turning it into infrastructure.

So go back to what I was saying earlier for a second about you're just used to regulated industry software sucking, right?

We've sort of realized that at the end of the day, there's financial services, healthcare, all of the software is very heavily entrenched.

You know, there's probably generations of kids playing golf at this point involved in an enterprise sale somewhere, right?

So it's gonna be a little bit hard to unseat um and change, right?

And change things.

Um, so we kind of realized that this is a reality that we're never gonna be able to change.

And so maybe we should meet the industry where they are, right?

So Sale is essentially able to embed into your HSA administrator software or your benefits enrollment platform or wherever the industry is at, wherever your employer is at, whether your financial institu where your financial institution is at.

Right.

Um and deliver this convenience.

What's crazy is that no one has done this yet.

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