Dave Gow

speaker
271 appearances 1 recordings 1 series first heard Dec 2022 last heard Dec 2022

Dave Gow’s voice in public audio — every appearance, attributed to the second.

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And so company profits go up over time.
The dividends go up over time.
I'm thinking, oh, we could actually use that income to live on.
And so obviously in Australia, dividends are quite generous and there's franking credits as well, which kind of bumped that up a bit higher.
So then I realized, wow, if our money that's parked in property, if that was actually parked into shares, we could more or less retire or retire pretty soon.
And so that was a process of questioning what we should do.
Should we start selling these properties or should we like work longer to get to a certain point or...
what should we do but roughly around that time we realized wow i think we actually have enough to step away from work if our money was over here instead of over there so that was kind of how we realized we were financially independent which is a bit of a strange way to come about it do you think that if you had your time again you would have gone that same route of property first and then shares like do you think that makes sense
I wouldn't do that.
No, I wouldn't do that.
I did it because that was what I understood at the time.
Well, that was all I was comfortable with, essentially.
I didn't know.
At the start of the journey, I did look at the share market and I just didn't really understand.
Because everyone just talks about prices and you see the charts and you're like, I don't get it.
And then you hear about the GFC, which was roughly around the time that I was getting invested.
I'm like, oh, no, that doesn't sound like the right place for my savings.
uh so i wasn't really didn't really give it much chance at the start but looking back now and having been able to have experience with and compare both of the asset classes i would probably just go for shares from the start if i was to do it again and the reason being is that as soon as you start well there's no need to borrow like hundreds of thousands or even millions of dollars and all that to build a portfolio but
From the start, as soon as you start putting your savings into shares, you start to receive passive income, like it's positive income from day one.
And every time you invest more money, bang, your investment income goes up.
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