Dave Ramsey

Personal experience?

No, there's data on that.

That's actually real.

But I'm just talking about if you're trying to find happiness in image.

and happiness in, you know, where we go, what we do, what we eat, then you're going to be hungry your whole life.

Exactly.

But if you guys cannot work through this and you get comfortable and she gets comfortable, the fact that you're not aligned, Oscar, is the red flag.

You know, we hear it all the time.

A car accident, a cancer diagnosis, a heart attack, and suddenly everything changes.

Yeah, that's right.

You need 10 to 12 times your income in coverage.

No gimmicks, no whole life junk, just straightforward term life protection.

But there's another piece that people often overlook, and that's long-term disability insurance.

Now, if your employer gives you free disability insurance, great, take it.

If it's discounted there at a better price, take it.

But if not, Zander can help you find the right plan.

Whether you're single or married, it's not optional.

If you're going to be out of work for a while, then you need to make sure the money's still showing up.

I've trusted Jeff Zander and Zander Insurance for over 25 years, and so has my family.

Protect yourself, protect your income, protect your family.