Dave Ramsey

I mean, no, you can't change him.

And we certainly don't want to change him into you.

I don't want to change my wife into me.

My wife is way slower to make decisions than I am.

My wife is always going to default towards saving, not spending.

I get it.

Is that what's going on?

Or has he just dug his heels in and goes, hey, the whole idea of saving money and getting out of debt is stupid.

And I'm going to spend everything.

He didn't really say that.

No, then we just sit down and say, wait a minute, wait a minute.

We have long-term goals, and we agreed to those.

And you're going to keep your agreement with me.

Because in the moment when you're not all hot and bothered about buying a new truck, your brain is actually working.

But when you get all hot and bothered about buying a new truck, your brain shuts down and quits working.

I know because I do it.

You do too.

Everybody does it, right?

Yeah.

But you've just got to be called back to when we were sane and we were sitting at the kitchen table and the children were asleep and there was a candle burning and we were doing a –