Dave (YNAB Dave)
speaker
530 appearances
1 recordings
1 series
first heard Jan 2025
last heard Jan 2025
Dave (YNAB Dave)’s voice in public audio — every appearance, attributed to the second.
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Appearances
Yeah, I mean, if I was to make a list of things I'm going to do tomorrow, would I start by writing on the list, wake up, brush teeth?
No, I wouldn't.
It's a taken for granted.
It's not going to be on my list of things.
It's not going to be a unique thing to do.
So yeah, I like reality because it's calling it out is the importance.
Because giving people that first contact with the method, which is unequivocal, they have the answer to that question.
But when they're there...
decision money is what's left.
So the reality question I'm really pleased about
Then when we get into stability and resilience and creation, when we get into longer-term larger bills, when we get into getting a month ahead, being fully funded on the first right, waking up fully funded on the first creation, those three to me are all then options for the money that you now have the ability to make decisions with because you've obtained a real number.
from the first question.
But the other thing I really like about stability versus creation is it finally separates true expenses into what they have always been.
Two different things.
Annual insurance on the vehicle, vet bills, car repairs,
trip to Hawaii.
One of these things is not like the other three.
Right.
Yeah.
So I love finally this separation between
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