Dave (YNAB Dave)
speaker
530 appearances
1 recordings
1 series
first heard Jan 2025
last heard Jan 2025
Dave (YNAB Dave)’s voice in public audio — every appearance, attributed to the second.
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larger expenses coming up and you expressing yourself in how you want to spend that money that makes the life that we want to have that we want to achieve so again it's really difficult because i love that separation between them um so i can kind of go and go well what about resilience you haven't mentioned that that much you know maybe it's one of the other ones can't be this one but you know what i love this one as well because we haven't called out the idea of
being fully funded on the first.
We haven't called that out since, what was it, 2016, when we changed to Age of Money, to Age Your Money.
Not on the top line.
It's been in material, it's been in workshops, but actually promoting that one back to that balancing the graphic equalizer levels, it's that one being called out now for everybody to be aware of, even if they have to ask a question about it, they're asking the question.
and we got a good answer to go with it.
So yeah, it's a lot tougher than I thought to pick one, but I'm gonna say it's flexibility just because all of the other stuff is a guess, right?
I've always described payday as being, when you look at your budget on payday, it's your payday guess.
It is a statement of your best guess today.
The fact that you can't predict the future
The fact that you can't predict how you're going to change your priorities.
It's why I always come back to flexibility, I think.
But it's a lot tougher than it ever was when there were four rules.
And I like that tension between the questions.
Yeah, if I remember correctly, that was version 2461.2 beta.
Yeah, you were like, Ben, that was just a blip.
Yeah, yeah, I remember that.
That was Wednesday afternoon, the 15th of January.
Yeah, this won't be a surprise, because this was very early days of questions.
I was always, I was also at the time rather worried about the same thing.
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