Dave (YNAB Dave)

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530 appearances 1 recordings 1 series first heard Jan 2025 last heard Jan 2025

Dave (YNAB Dave)’s voice in public audio — every appearance, attributed to the second.

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I never optimized it, though.
So if I'd found YNAB...
Five years before I did, I would have been somebody who was looking really to take control and spend better, spend in a way that's more aligned.
So much more I could have done if I'd had YNAB back then.
Jesse happened to not have been born, by the way, when I first started earning money.
But it's one of those things, you look back and you say, if only.
But no, the real thing that brought me was not only did I not really have a handle on spending, really, I was a classic candidate then for when you get thrown, as we now call the curveball.
Now I'm on this side of the Atlantic, I know what that means.
Yeah, if you're on the other side of the Atlantic, by the way, and you're more into cricket, we're talking like a googly.
Except it's a curveball over here.
Well, that's it.
People think that baseball's a bit long, right?
And you have to have new rules to speed a game up.
Just in case you don't know, cricket can last five days and still end in a tie.
That's it, yeah.
But no, eventually what caught me up, what stopped me just managing to scrape through.
So in a way, I'm kind of really grateful for it.
was a massive curveball slash googly in terms of dropping me into a bunch of debt that I'd never really had to manage before.
And that was primarily due to my emigrating, planning to emigrate from the UK to Canada.
And one of the assumptions I'd made is that selling my property over there would set me up over here.
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