David Bach

Anyone who's in their 20s today can start investing their change.

That's true.

You can start investing literally today.

You can open an app like Acorns and be investing your change.

Every time you spend money, you can be investing a dollar at a time in diversified portfolios.

You can click a button at almost no cost.

And that was not true 20 years ago.

20 years ago, it was hard to sometimes become an investor with a small amount of money.

Today, with technology, the whole playing field has been democratized.

Number one, when it comes to money, you either have a plan for your money or someone else has a plan for your money.

Ooh.

So, like, let that sit for a second.

Either you have a plan for your money or someone else has a plan for your money.

Lots of people have a plan for your money.

The automatic economy is driven by your phone.

Okay, that phone that we hold all day long is a money magnet.

Think about that as a money magnet.

What do I mean by that?

That means this tool is either helping you build wealth or it's taking wealth away from you.

Oh, hold on.