David Bach

speaker
1,362 appearances 4 recordings 3 series first heard Jan 2026 last heard 19 Apr

David Bach’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months
2 · Apr OctJan 26AprJulnow

Recordings per month over the last 12 months — 4 in all, peaking in Apr 2026 with 2.

Appearances

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Now, do they save all that money in a year?
No, some people save that money over five years, six years, seven years, eight years, nine years.
And how do people really buy homes in America?
40% of first-time homebuyers, their parents help them with the down payment.
Now, is that fair for those who don't have a parent that can help them?
It's not really fair.
But it is how most young people today who are buying homes, almost one out of two, the parents
are helping with some of the down payment.
And when home prices were an average of $140,000 around America, which is only 20 years ago, people believed that home prices had hit their top.
People would say to me, home prices can't keep going up.
And now the average home price across America is over $438,000.
Again, it's like an escalator.
If you don't figure out how to get on it, it just leaves you behind.
And this stuff's just not taught in school.
In an ideal world, everything I'm talking about, nobody would even need to listen to this because it would have been taught to you in school before you graduated high school.
The challenge is we don't yet teach in most schools financial literacy.
It's starting to change, but it's not in most schools and it's not a requirement to graduate.
It should be.
You should certainly have to learn about money when you go to college because...
The amount of money that people borrow to go to college, the fact that they're not taught about how to borrow safely is just wrong.
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