Elizabeth Ayoola

And I also had no clue what the heck I was doing.

So there's that.

But, hey, we've come a long way.

That's like a tale as old as time.

All right.

Thank you so much, Sarah, for coming on.

I didn't know that a conversation about choosing a credit card could be so fun and engaging.

So thank you.

We want you to come hang out with us next time, okay?

Because we're going to be talking about what happens when you have to retire early or unexpectedly.

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In the meantime, that includes Spotify, Apple Podcasts, and iHeartRadio to automatically download new episodes.

This episode is produced by Tess Figland, Hilary Georgie helped with editing, Nick Karisamy and Eve Krogman helped with audio and video production.

And we want to give a huge shout out to NerdWallet's editors for all their help.

Hey, Sean, what's the last thing you treated yourself to?

And I'm Elizabeth Ayola.

This episode's question comes from a listener named Michael by text, and it's about balancing, budgeting, and treating yourself.

Here it goes.

Hi, NerdWallet.

Essentially, I have my savings goals and I'm working to meet them.