Elizabeth Ayoola

speaker

7,098 appearances 87 recordings 1 series first heard Nov 2024 last heard 4d ago

Elizabeth Ayoola’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 44 in all, peaking in Aug 2026 with 9.

Appearances

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NerdWallet's Smart Money Podcast · Does a Pension Mean You're Set for Retirement? How to Know If You're Really on Track · 31 Aug 2026 podcast

Have you used the retirement calculator at all? matched

Because I know the crux of your question is how to know how much more to save aside from the pension uh benefit that you may be paid in retirement, how much more you need to save in your four one K and other defined contribution plans. matched

So have you played around with the retirement calculator? matched

Okay. matched

Hopefully it was nerd wallets. matched

And have you thought about how much you actually need in retirement for yourself? matched

Have you done any of those calculations? matched

Or you just kind of like, well, one million sounds good. matched

don't either. matched

But hey, we have to live and we don't want to get to retirement if we can help it and not have enough money. matched

So I want to quickly go back to you doing the calculations. matched

When you played with those calculators and you said you already looked at sixty percent, was it, of your expenses, what you anticipate your expenses to be, what number did the calculator give you or what number did you come up to that you need during retirement to retire comfortably? matched

it to get independent work as a contractor outside of these kind of projects? matched

I think one of the most difficult things about retirement planning is like you said, there are so many variables and many of us for our sense of security want to be able to say, This is exactly how much I'm gonna need and this is exactly how much I save, but it just doesn't always work out like that. matched

That feels like the theme of your question. matched

You know, I have this pension, I don't know how much I'm gonna make in the future, I don't know how secure my job is, how much do I need to save and how do I figure that all out? matched

So I think matched

One of the first places to start is with the things that are within your control. matched

And then something Sean is always preaching is just kind of projecting different kinds of outcomes. matched

So if I save X amount, maybe you do a projection with a more conservative pension. matched

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