Emily Wallace
speaker
117 appearances
1 recordings
1 series
first heard Mar 2022
last heard Mar 2022
Emily Wallace’s voice in public audio — every appearance, attributed to the second.
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Appearances
It is indeed.
Thanks for having me on board.
So I'm a Melbourne-based buyers advocate helping first and family home buyers into the market.
Love all things property, a bit obsessed with it.
And when I'm not buying property, I'm scrolling other properties on Airbnb.
Definitely.
So one of the biggest things we come up against is obviously the barrier to entry into the market being saving a deposit.
So one of my tips would be to understand the guarantor loan options.
If it's suitable for you, obviously a broker would be able to talk through in more extent as to the suitability and options with that.
But
A lot of people, I'm often baffled by how many people don't understand a guarantor loan and how it actually can be beneficial to fast tracking their property journey.
So if you're thinking the clock's ticking in 2022 to get into the market, I would strongly encourage you to educate yourself and understand what a guarantor loan can assist you with.
so uh we're looking at renting before you buy as a as a tip to be familiar with a new area so it's not uncommon that um you've grown up in a certain area you've you've fled the nest from mum and dad um or you've you know gone and rented somewhere with a friend but now it's time to buy and look at your budget what that affords you might be in an area that you've never lived in before
So one of the biggest tips would be renting in the area you intend to purchase in before committing to a purchase.
And this largely comes off the back of 2020 and 2021 when so many people made a sea change to an area that they maybe visited for a weekend at best.
And interestingly enough, I think this is a trend to...
keep an eye out for very much a side note here but I suspect that there will be people who haven't adapted to those areas as well as they thought they would because they were not informed or they hadn't lived there before and we start seeing them flock back from the regions into the city so renting before you buy in an area is crucial because you've got a well-rounded opinion of the area also Facebook groups of areas are really good I often stalk community Facebook groups
to get intel on what's happening in certain streets of a suburb.
But really, ultimately, if you could afford to rent even a six-month lease just to get a feel while you're looking, I think that would be a real advantage to you in making a very informed decision of your new suburb.
Got to make sure there's good coffee shops nearby.
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