Ernie (Ernest?)
speaker
11,463 appearances
35 recordings
1 series
first heard Dec 2024
last heard 29 Jul
Ernie (Ernest?)’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 14 in all, peaking in Jan 2026 with 3.
Appearances
So love it.
Okay, my win comes from Lynn Olson 7607.
I had to sell my house.
I put some of the money into a CD and some into an HYSA.
As I was recently reviewing my budget, I realized that I could pay off my two student loans.
But when I compared the interest rates of the student loans to the interest rates I was earning, I realized I wouldn't be saving that much in interest.
Right now, with the uncertainty of life, I decided that cash flow available is more important to me than saving the small amount I would save.
YNAD gave me that guarantee.
clear view of my total financial situation and enabled me to make that choice.
Oh man, I love that one.
Because I think you would ask any personal finance guru, they'd be like, oh, pay off the debt, pay off the debt, pay off the debt.
But whoa, hey, let's hold up.
Let's take a look at this situation in totality and make a decision that's aligned with my priorities, my goals.
The financial advisors are like, hey, why don't you go on the credit card float?
And they're like, absolutely not.
I mean, that's what, that's what.
And we hear this so often.
That's what YNAB does is it gives you agency.
It gives you the sense of like, hey, I can have a say in my finances.
I don't have to let people tell me what to do.
Showing 701–720 of 11,463 · page 36 of 574
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