Ernie (Ernest?)

speaker

11,463 appearances 35 recordings 1 series first heard Dec 2024 last heard 29 Jul

Ernie (Ernest?)’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 14 in all, peaking in Jan 2026 with 3.

Appearances

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Budget Nerds · #138 - Our Biggest Wins Episode Yet: 22 Epic YNAB Wins · 8 Apr 2026 podcast

I can take control.

I love that.

All right.

My win comes from Christina.

We just finished our third year as YNABers.

The first year, it was more about clarity and figuring out where our money is going.

The second year, we started getting true expenses taken care of ahead of time and figuring out our goals.

This third year, we went on two trips as a family of four with a one-year-old and a four-year-old.

First vacation in maybe five years.

Oh, man, that had to feel great.

While also paying off, so doing all that, while also paying off $14,000 on our HELOC.

We are not yet debt-free, but we are very close.

And more importantly, we feel confident and fulfilled much better than $16,000 paid off and no memories.

Oh, man.

I love that, right?

Those are such precious years, you know, early on with the kids and being able to like, hey, yes, we're in debt and yes, we want to pay it off, but hey, we're going to hit this for the long haul.

So let's just kind of make a strategy, a plan, and still do the things that we want to do as a family.

Okay, so now we're on to the next bucket.

This is feeling more peaceful.

So people who had their financial worry decreased because of YNAB.

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