Ernie (Ernest?)

speaker

11,463 appearances 35 recordings 1 series first heard Dec 2024 last heard 29 Jul

Ernie (Ernest?)’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 14 in all, peaking in Jan 2026 with 3.

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Budget Nerds · #143 - What Does "Getting Good at Money" Really Mean? · 29 Jul 2026 podcast

And I realized early on with YNAB, it also happens basically all the in-between days as well, in between those paychecks, because...

Life is happening, right?

Circumstances are changing.

Priorities are changing from day to day.

You know, just the way that I see and think about the world is changing regularly, how I feel day to day is changing.

So between paychecks, I'm still regularly prioritizing.

Yeah.

Right.

And you know, when you do prioritize something, what I love about it is you can then spend that guilt free.

Yeah.

And it's just like, it feels so good.

And, and then it's, you're looking at the plan.

Okay.

So where am I at after that spending?

And are these still my priorities?

And just, you know, looking back over the past 13 years that I've been YNABing, it's crazy to think that like, I've gotten really, really good at figuring out what Christie and I actually want to do with our money.

And I guess I never guessed that that's what I was going to get good at when I signed up for YNAB all those years ago.

Yeah, absolutely.

And, you know, there are a lot of times where I'm just basically YNABing mindlessly, you know, new money comes in and I just know priority one are the bills, you know, and especially if it's the mortgage, that's the biggest bill that we have.

And so a lot of times the money gets spoken for just basically automatically and right away.

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