Gabe Rubin

speaker

468 appearances 13 recordings 1 series first heard Apr 2018 last heard Oct 2023

Gabe Rubin’s voice in public audio — every appearance, attributed to the second.

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WSJ Your Money Briefing · Student-Loan Payments Are Now Paused Through August. But Then What? · 7 Apr 2022 podcast

And it's also possible that the Biden administration would be ready to announce some sort of plan that changed the entire student loan system before then that could involve some amount of debt cancellation. voice-verified

The president has said that he's open to possibly canceling around $10,000 worth of debt. voice-verified

That's below the $50,000 preferred by many other Democrats. voice-verified

But if they were to couple some debt cancellation with a broader revamp, they might be able to come out of this pause at the end of August with a plan in place. voice-verified

Other than that, they might end up extending it past the November elections. voice-verified

Thank you for having me. voice-verified

WSJ Your Money Briefing · Hidden Inflation: How Companies Charge More Without Raising Prices · 11 Feb 2022 podcast

In some cases, the amount you're paying for a particular good or service might actually be the same as what you paid a couple of years ago, but you're getting a lot less for that price. voice-verified

Great to be here. voice-verified

Companies, just like consumers, are facing a lot of economic headwinds right now. voice-verified

They're facing much higher costs in the form of labor and supply chain issues and other pandemic-related disruptions. voice-verified

So they're trying to pass those costs along to the consumer, but they're worried about the consumer blanching at the price increase and not wanting to pay it. voice-verified

Yeah, a lot of companies are trying to do this through different sorts of surcharges. voice-verified

Sometimes they'll even spell out exactly what a customer is paying for, like a restaurant that is charging a fee related to COVID because they have to clean tables more often or abide by other government mandates. voice-verified

And they can try to be transparent about it that way. voice-verified

In other cases, they're simply breaking things out and turning things into fees that might have been included in the service before the pandemic. voice-verified

For example, a restaurant group in Chicago called Lettuce Entertain You, lettuce spelled like the leafy green, they are charging a 3% processing fee that can be removed by customers if they notice it and ask the waiter for it to be removed. voice-verified

And that, they say, is because they have dealt with a lot of rising costs because of government mandates related to COVID that are required to keep the restaurant open. voice-verified

In some cases, there are things like a car dealership's non-negotiable add-ons. voice-verified

So you might be getting a service, but you're not really choosing to get that service. voice-verified

So while you might be getting more for your money, it's not money that you intended to spend in the first place. voice-verified

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