Gemma Dale

speaker
925 appearances 2 recordings 2 series first heard Jun 2026 last heard 18 Jun

Gemma Dale’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
2 · Jun OctJan 26AprJulnow

Recordings per month over the last 12 months — 2 in all, peaking in Jun 2026 with 2.

Appearances

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They're not just the ones you get from your employer.
If you went to a financial advisor, you might have a retail fund.
So lots of different options.
But if I look at them,
actually, it's quite extraordinary.
So they have cut, these are, it's June, 2023 are the numbers, but they've been published at the end of 2025.
So as I said, like they're the most up to date, but they're quite, they've said, assume seven and a half percent on average return.
So you can kind of extrapolate from those numbers if you wish, assuming no kind of dramatic changes.
The thing that really threw me is we do know that there's a sizable gap between men's average balances and men's median balances and women's when people reach retirement, both cohorts reach retirement.
What's a real worry is that under 18s there is still a massive gap between boys.
What do you mean under 18s?
Let's call them boys and girls.
Under 18s, so they cut this by age.
So instantly there's a gap, instantly.
Yeah.
The average balance for a male under the age of 18 is $7,687 in 2023.
And the average for a woman is roughly $4,700, so $4,699.
I mean, that's a huge gap.
That's massive.
If we go to the median, right, so the average can be misleading because you get a handful of huge balances.
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