Gemma Dale
speaker
925 appearances
2 recordings
2 series
first heard Jun 2026
last heard 18 Jun
Gemma Dale’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 2 in all, peaking in Jun 2026 with 2.
Appearances
It's not like the old, old, old days where you might get something back from your insurance if you live long enough.
That doesn't happen anymore.
You're just paying a premium for the cover.
So check the insurance is not eating up your balance and that it's there for a reason that you're comfortable with, you know, that you're okay with what it is.
So insurance as well.
I think the really difficult one with women is the story we always say is you need to engage more with your super and you need to contribute more in order to offset the fact that you will have less over time.
The primary reason you will have less over time is you earn less on average.
So women on average earn less than men.
That's a really difficult story to sell.
You have less income.
You should put more of it away.
Yeah.
So there's a multitude of different ways you can contribute more.
And there have been incentives over time to do that.
I mean, the most obvious incentive is that superannuation is taxed less than income and most other assets over time.
There are anomalies at different times.
But
So you're paying 15 cents in the dollar going in, but that's compared if you're claiming a tax deduction for it.
So this is really important.
So you get a limit each year, 30 grand, of the amount that you can contribute to super on a pre-tax basis.
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