Gemma Dale
speaker
925 appearances
2 recordings
2 series
first heard Jun 2026
last heard 18 Jun
Gemma Dale’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 2 in all, peaking in Jun 2026 with 2.
Appearances
And they're pretty generous.
It's an asset in divorce anyway, right?
So there's no point trying to hide your contributions in super.
That was a strategy many decades ago and thank God that's gone too, right?
So if it happens that you don't make it, it's still an asset in the divorce.
It's not like you lost it if you contributed it to your spouse accounts.
It's all just considered part of the pool now.
Yeah, with any event.
We're not thinking about that.
You're part of a couple.
Excellent.
One thing that has absolutely come back into vogue and it comes and goes is the idea of trying to equalize your balances as a couple.
It was very important back in the days of RBLs.
We used to have these reasonable benefits limits, which was basically we had a fairly hard cap on how much you can have in super and then after that you get taxed punitively.
And then we got rid of those in 2007.
Back the other way.
So we've got div 296 now, which is your sort of higher tax rates once you hit a threshold.
So 3 million and 10 million.
If you happen to be in a cohort where there's a reasonable chance you'll hit those balances for one member of a spouse, you want to be capping any contributions to that individual and trying to raise the other one, right?
It's much better if you've both got $3 million and neither of you gets hit.
Showing 841–860 of 925 · page 43 of 47
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