Gemma Mitchell

speaker
7,116 appearances 28 recordings 1 series first heard Apr 2026 last heard 6d ago

Gemma Mitchell’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months
8 · Jun OctJan 26AprJulnow

Recordings per month over the last 12 months — 28 in all, peaking in Jun 2026 with 8.

Appearances

newest first · ▶ plays the moment
forty. voice-verified
Yeah, by in in your 50s, hopefully debt is going down, or if not gone completely, you might be having a bit of a plan on maybe you're gonna retain debt in retirement, but there's downsizing or something there. voice-verified
Um but this is at 50, you definitely want to be getting financial advice because this is how you map out, you know, the between 50 and 60. voice-verified
And at 60, all these doors open up, like cool strategies like transition to retirement. voice-verified
Retirement and things. voice-verified
So the things that you do in this decade are really important that to make sure that retirement's going to be an option. voice-verified
Um voice-verified
But yeah, the the way that you co make contributions, um, the tax, how often, all of those kind of things. voice-verified
And yes, you might have other assets outside. voice-verified
Super's not the be all and end all, but because we're doing net returns here, net tax and uh net contributions, you could apply this to a outside share portfolio or what other investment that you have. voice-verified
I kind of contradict on that sometimes is that is totally true. voice-verified
But when I talk to, you know, people in their 20s and 30s, I'm like, voice-verified
Put as much, say you want to put money into super, but they're thinking, well, down the track, I'm gonna have kids or I'm gonna have a debt. voice-verified
Do what you can at the time because even if you have to stop it or reduce it, the compounding is still working in your favor. voice-verified
And it is so much better doing it for a short amount of time than not doing it at all. voice-verified
So it might be um, so yeah, it works perfectly with that. voice-verified
But it might be you're thinking, I'm gonna be starting a business. voice-verified
in a few years and not being able to pay myself or I'm going to be starting a family or I want to travel for a few years. voice-verified
Prior to putting money in that will lessen the damage that happens in that period. voice-verified
Um, yeah, even if you can't continue with it is really important. voice-verified
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