Gemma Mitchell
speaker
7,116 appearances
28 recordings
1 series
first heard Apr 2026
last heard 6d ago
Gemma Mitchell’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 28 in all, peaking in Jun 2026 with 8.
Appearances
Yes, there's a great question that I love.
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And lots of people don't know this.
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And it's why does it matter to do your statement of intent before the rollover happens for your insurances?
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So let me explain what this actually means.
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So if you are going to make a contribution to superannuation yourself, it's not coming from your employer.
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It will generally go in as a non concessional contribution, so after tax.
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And then there's a form that you do.
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It might
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be a paper form, it might be an online one with your super fund that says to them, hey, of that money I put into super, could you actually convert it to concessional?
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So take some tax out.
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And so the fund will generally deduct 15% tax.
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And then when you go to do your tax return, you put in there that, hey, I added this money to super.
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And that is a tax deduction to you.
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So it's as if uh once you do your tax return, it works out as if it had gone through via salary sacrifice or by your employer.
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So you've lowered your taxable income with that contribution.
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So that's a great way for people to put money in throughout the year and then they might chat to their accountant, work out what their earnings are and work out if they're
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going to claim a tax deduction.
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But when you do that.
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You have to do this notice of intent to claim, the document that says, hey, I'm treating this as concessional.
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You have to do that before any money rolls out of your super fund.
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Showing 1041–1060 of 7,116 · page 53 of 356
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