Gemma Mitchell
speaker
7,116 appearances
28 recordings
1 series
first heard Apr 2026
last heard 6d ago
Gemma Mitchell’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 28 in all, peaking in Jun 2026 with 8.
Appearances
So if you were going to change super funds, you've identified a different one's better for you, you need to do that form and get the acknowledgement from the fund, which can take like 10 days and before that rolls over.
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Otherwise you lose the ability to claim it as a tax deduction.
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So it's very straightforward if it's a full rollover to a new fund.
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You've gone, no, this super fund's better for me.
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Do the notice of intent to claim first because once you move the money out, you can't do it.
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But what trips people up is if they have external insurance in their super.
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So not Australian super with Australian super insurance premiums coming out at each month.
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Like they've gone to a financial advisor and it's got a rollover to an external insurance company.
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Um, and they've got income protection, all that kind of stuff linked to their super.
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That money, the fund doesn't see that it's an insurance premium.
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It looks like it's a rollover.
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over to another fund.
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It goes to a little holding fund.
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So you were technically doing a partial rollover.
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So it might only be a thousand dollars or five thousand or something.
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It might not be your whole balance, but it's a partial rollover going out of your super and it means.
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that it impacts your ability on what you can claim.
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So this is a really tricky one.
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The timing on when you put money into super when external policies come out is really, really tricky.
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Now because the whole balance hasn't gone out, you haven't lost the whole deduction, but the super fund does a a poor like a uh does a calculation and it's a nightmare.
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Showing 1061–1080 of 7,116 · page 54 of 356
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