Gemma Mitchell

speaker
7,116 appearances 28 recordings 1 series first heard Apr 2026 last heard 6d ago

Gemma Mitchell’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months
8 · Jun OctJan 26AprJulnow

Recordings per month over the last 12 months — 28 in all, peaking in Jun 2026 with 8.

Appearances

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So notice of intent to claim and then a variation of that notice is totally able to be done. voice-verified
But if you're going to be doing external insurance, voice-verified
It's always done through a financial advisor. voice-verified
It should absolutely be done through a financial advisor. voice-verified
It's kind of like the mortgage brokers of loans. voice-verified
Okay. voice-verified
And then they can help you with the timing and things and making sure that you're aware of what that um the implications. voice-verified
Yeah. voice-verified
So the contribution needs to hit in the financial year. voice-verified
The form just has to be done before you submit your tax return. voice-verified
So as long as the money goes in well before 30th of June and the funds got it, and then you might do the form in July, just as long as it's before you did your tax return. voice-verified
So they don't both have to be in the financial year. voice-verified
Yes, yep, that's exactly right. voice-verified
And there so there's something called the transfer balance cap, which is a great problem to have. voice-verified
It's two point one mil, I think it's at the moment each. voice-verified
So really often um we see people with disparities of wealth. voice-verified
You know, one will get close to that cap, if not be over it, and one will be way under it. voice-verified
And there's as we talked about contribution caps and things, it's really hard later to be do big chunks of money. voice-verified
to even stuff up. voice-verified
So if you slowly do it over that time. voice-verified
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