Gemma Mitchell
speaker
7,116 appearances
28 recordings
1 series
first heard Apr 2026
last heard 6d ago
Gemma Mitchell’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 28 in all, peaking in Jun 2026 with 8.
Appearances
Another reason that you might do the super split.
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Other than just, you know, compounding and things is so I used to do it with my ex husband um to cover his insurance premiums because we wanted enough money going in there.
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So you can do stuff like that.
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So um the money that goes over is non-concessional for the person that receives it, but it stays on the concessional contribution for the person who earned the money.
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So it's not a way for you to get undue cap if you're going to go over it or get a higher cap.
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Um, you don't share the cap.
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It's just moving the money over, and then that money has a job within that person's super.
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But again, that's a form that you do.
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Yes, so timing around what when you want to retire is really important and you need to know which ages different things come into play.
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So for super, you've potentially got access from 60 if you retire, whereas if you're still working.
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Um 65 is the next kind of goalpost that they don't care if you're working or not.
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So you need to know what assets you have and how they're going to fund your retirement.
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For example, if you wanted to retire at 58, you're going to need at least two years of income before you can access super.
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So that's the first layer.
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And then super might kick in.
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If you are going to be relying on the age pension, which the age comes in at 67 eligibility.
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You need to make sure that you have enough of your own money, whether it's super or outside super, to fund your lifestyle between whenever you decide to retire and then 67.
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So there's these key ages that you kind of want to plot out and go, when do I want to retire?
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What do I have access to?
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How does that actually help me?
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Showing 1121–1140 of 7,116 · page 57 of 356
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