Gemma Mitchell

speaker

7,116 appearances 28 recordings 1 series first heard Apr 2026 last heard 21 Sep

Gemma Mitchell’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 28 in all, peaking in Jun 2026 with 8.

Appearances

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Australian Finance Podcast · 10 ways to access your super · 17 Aug 2026 podcast

and then the other one is they want to take some money out of super to be able to salary sacrifice their actual income to reduce their tax and boost their super. voice-verified

So they're the main ones. voice-verified

One of it is one of it's more income, one of it's boosting super, and the other one is keeping your income the same and just using a couple of sources. voice-verified

Yes, life got very difficult. voice-verified

Uh so this one is you can't work again. voice-verified

Uh so this is the one that I've talked about quite a bit because my ex husband finished work at 38 and so he was under this rule. voice-verified

So this is it is deemed by two medical professionals generally that you are unable to work again for an occupation that you are experienced trained, that kind of thing for. voice-verified

Um so lots of people will be familiar with an insurance we talk about a lot. voice-verified

total and permanent disability. voice-verified

T B A. voice-verified

Yep. voice-verified

Regardless if you've got that insurance, your super, you could you could access your super. voice-verified

So if you're eligible for TPD insurance, then you also apply to the super fund to access your benefit under the same rules. voice-verified

Yeah. voice-verified

So you don't have to just have insurance. voice-verified

If you do, it could be insurance and your balance that you apply for permanent voice-verified

Incapacity to access both. voice-verified

But if you didn't have insurance, if you meet this requirement, you could access your balance. voice-verified

Now, if you're under 60, it's going to be taxable when you access it. voice-verified

So you need to get financial advice. voice-verified

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