Gemma Mitchell

speaker
7,116 appearances 28 recordings 1 series first heard Apr 2026 last heard 21 Sep

Gemma Mitchell’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months
8 · Jun OctJan 26AprJulnow

Recordings per month over the last 12 months — 28 in all, peaking in Jun 2026 with 8.

Appearances

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I always see people that have got paid out there, either TPD insurance or they're super balanced. voice-verified
They've got access to it and they take it all out as super. voice-verified
That's not necessarily the most tax-effective way to. voice-verified
Do it. voice-verified
There's formulas. voice-verified
It's very complex. voice-verified
You need financial advice. voice-verified
So if a medical professional is telling you that you won't, that you shouldn't be working again, that you can't work again, you want two medical professionals to sign off. voice-verified
You do the application with your super fund and with the insurer if you've got insurance. voice-verified
And then you get financial advice. voice-verified
You leave it in super till you can get advice on making it the most tax-effective. voice-verified
Yeah. voice-verified
Some do and some don't. voice-verified
But even if they don't, it's worth you paying for it generally. voice-verified
Yeah. voice-verified
Yeah. voice-verified
Okay. voice-verified
Because depending on your age and how many days are to your pus like predicted standard retirement, that's where how they calculate the tax. voice-verified
There's even really cool strategies where potentially you roll it over to a different super fund and then take it out and it changes the tax. voice-verified
So complex, get a device. voice-verified
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