Gemma Mitchell

speaker

7,116 appearances 28 recordings 1 series first heard Apr 2026 last heard 21 Sep

Gemma Mitchell’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 28 in all, peaking in Jun 2026 with 8.

Appearances

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Australian Finance Podcast · 10 ways to access your super · 17 Aug 2026 podcast

So permanent is it's unlikely that you'll ever return to work again, right? voice-verified

Um and that's two medical professionals saying very unlikely. voice-verified

You could potentially get better, you could probably retrain, but it's it's seen unlikely at that point that it will happen. voice-verified

Temporary is you're off for a short amount of time. voice-verified

They those medical professionals think it's three or six months or two years. voice-verified

It's kind of like an income protection event, right? voice-verified

Where they're going. voice-verified

let's just see we're gonna pay you monthly until we work it out. voice-verified

Work it out. voice-verified

This is more, we don't think it's permanent. voice-verified

Now this one is a little bit tricky because under the super rules, the super fund doesn't it it doesn't meet a condition of release when it's just temporary. voice-verified

So if you do get it under this, um it's more so that you had income protection in the fund and they're letting you have have the insurance payout. voice-verified

Yes. voice-verified

So there's two gate openers to having insurance in Super. voice-verified

And this is the risky thing with having insurance in Super, is the insurance company might say, Yeah, cool, you're eligible, we'll pay it, but then the super fund has to say, All right, well, we'll give it to you because it meets a condition of release. voice-verified

This is why you need financial advice around insurance. voice-verified

Um but yes, so the temporary incapacity is they're releasing those insurance payments to you. voice-verified

pay for the state. voice-verified

Usually um the other way that you could get it under this is under the compassionate grounds, which we'll cover again. voice-verified

But that could fall into this temporary incapacit that you're you've got two medical professionals to sign off saying, It's gonna be off work for a little while, you tell the super fund and they're like, Okay, we will release money to you. voice-verified

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