Gemma Mitchell

So there's kind of those two spectrums.

You're DIYing, you're learning, you're doing things yourself.

And then on the opposite side of the spectrum, you've got a financial advisor, an expert who is saying, based on your goals, here is the plan.

Let's work to this.

Then in the middle ground is now something called money coaching, where it's like education, information, education.

helping you soundboard ideas and maybe work on some aspects of your finances without giving you a recommendation, without giving you a, you need to change your super to this super fund, invest in this, put this much away.

It's more that you've been doing things yourself and you need to bridge the gap between maybe I can't do this on my own anymore and where can I get some support?

So I think it's a spectrum and it's not that one replaces the other.

I think you need a bit of everything.

They're just at different times of your financial life, different seas

Okay.

Absolutely, the laughs.

It's just constant laughs.

Yeah, it's chaos.

You are famous for review videos.

If I was to review your spending, what would my reaction be?

Like, shake me.

Working with any money coaching client, I just love, it doesn't have to be a comedian who's a celebrity for me to enjoy it.

It's the aha moments and I get them with everybody.

And it might not be a, ah, that's brand new information to me.