Germaine Foley
speaker
24,575 appearances
85 recordings
1 series
first heard Dec 2024
last heard 4 Aug
Germaine Foley’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 45 in all, peaking in Jun 2026 with 5.
Appearances
Because that's where you can get really, really sidetracked if you just try to rely on willpower every time you get paid, right?
Paying extra on debt every time you get paid.
Transferring money to savings every time you get paid.
That can get exhausting.
And when you're tired, you're going to want to not do anything, right?
So the best thing you could do is after you've received that increase for a couple of pay periods, then go ahead and automate it.
so that the progress happens even when you're not thinking about it, even when you don't feel like it, okay?
Now,
This same concept goes to if you get a bonus.
If you know a bonus is coming, usually people get yearly bonuses, quarterly bonuses, and you kind of have an idea of how much they're going to be.
So before the bonus arrives, sit down and estimate how much you think it's going to be.
And then think about what are your priorities?
Where are you at financially?
What goals are you trying to meet?
And come up with your percentages.
Okay, depending on where you are, a big chunk of it could go to lifestyle, right?
If you've already paid off your credit card debt, you don't have any lingering credit card debt, your savings is fully funded, then your bonuses can start to really feel like bonuses at that point.
That is the sweet spot.
That is where I really, really help my clients to get to the point where bonuses and client wins and raises actually feel like raises.
Instead of feeling like, you know, you always have to clean up the past with this
Showing 521–540 of 24,575 · page 27 of 1229
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