Glenn Ruffenach
speaker
110 appearances
2 recordings
1 series
first heard Oct 2019
last heard Oct 2021
Glenn Ruffenach’s voice in public audio — every appearance, attributed to the second.
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Appearances
If people can wait at least until their full retirement age, which for most people these days is 66 and it's climbing to 67.
If they can wait till their full retirement age, they're going to get that larger benefit for the rest of their lives.
Well, for instance, some people find themselves in a tricky situation.
You might have one spouse who makes much more money than the other spouse.
And so in that instance, the higher earning spouse might want to wait until age 70 to
when he or she would get the largest benefit possible from Social Security, and the lower-earning spouse could claim benefits at his or her full retirement age.
And these are the kind of strategies that people need to consider when they're looking at Social Security.
Oh, you're welcome.
These are the big ticket items, a furnace, appliances.
your computer or the need to paint your house.
We tend not to think of these problems or replacement costs as following us into retirement, but they do, and they can put a pretty big dent in your nest egg.
That's certainly one possibility.
For example, my wife and I, we had to replace our air conditioning unit sooner than we expected, and that
kind of came out of the blue for us.
And that's the kind of thing you need to prepare for.
Yeah, that's a good question.
People, for the most part, tend to underestimate their life expectancy.
They just don't think that they're going to live long enough to see all these expenses in later life.
And and that's just not the case.
Well, this is a tricky one, a difficult situation.
Showing 61–80 of 110 · page 4 of 6
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