Greg Lloyd

speaker

242 appearances 1 recordings 1 series first heard Aug 2025 last heard Aug 2025

Greg Lloyd’s voice in public audio — every appearance, attributed to the second.

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Off the Rails from the U.S. Faster Payments Council - FPC · 28 August 2025 Greg Lloyd from Endava on AI, Stablecoins, B2B Payments and Seafood · 28 Aug 2025 podcast

And there's other industry bodies that do things like this as well.

Because again, if we don't solve it ourselves, then we may have repeats of what we've seen in recent years where the regulators or others tell us how to solve it.

I would say buy.

I agree.

I think it does vary a little bit based on the consumer and the FI.

The one thing I'll throw out there as a sort of side note on this, I think you'd hear

people would posit that this varies based on generation.

And my response to that is always, I think it's more age than generation.

For example, someone who's 18 or 22, and I don't even know what generations that's called anymore.

I'm too old to keep track of this shit, this stuff, pardon me.

You know, the answer is they're, they're, they're, they're never going to use checks, for example.

Well, I guarantee when you hit about 25 or 30 and you've got your job and you're struggling to make ends meet and you find a house painter that wants to stay off the grid, perhaps, and they are half of the price of the other house painter, you're going to pick them and you're going to find yourself going to three different ATMs to get out the cash you need or writing a check.

So, um,

I do believe that customers want to get stuff from their financial institution and it isn't just generational based.

Bye.

And I'll add a nuance to this.

I think the industry can still succeed even if we don't have those things.

But I think the way some of the challenges will be solved will be sub-optimal or probably will be sub-optimal.

And so I do believe we would benefit from the adoption of consistent rules and standards, as you said.

Not to imply it would be a deal breaker, but again, I just think the way some of this turns out without

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