Gwen Whiting

But I never carried a credit card balance in my life.

That was not something that our family did.

Our family didn't even use credit cards.

We had a credit card for rental cars to travel once a year.

It wasn't a thing.

And I was raised that credit card debt was the worst thing you could ever do.

Impossible.

But, you know, the money, the hundred thousand dollar went quickly in an inventory based company.

You have to buy your inventory.

And I needed access to cash.

And it's very comical because there's like this small mini female founder movement, like a very mini movement.

And they're like, oh, you're a woman.

You can get money.

And that was like really small money.

loans that were at nine percent and the interest rates then were like two three percent so it was it was it was better to get a credit card apr and like a twenty thousand dollar line of credit and then

And that continued.

And this is the day when you actually got the applications in the mail.

And I would probably get a, you know, I got an envelope almost once a week.

And if you just filled it out, they actually gave you a card and a line of credit.

So I was like, I became a pro at rolling over credit card debt from one card to the other and jumping APRs and jumping credit limits.