Harvey Guillén

And that's important because Dean and Ben are both those rich kids we talked about earlier.

Their families have a lot of money, money that could one day come in handy for Joe.

So Joe turns that movie night into multiple lunches, into regular hangs, which eventually turns into Joe being invited to stay at Dean's family estate in the Hollywood Hills.

for free.

Because Dean's parents think Joe is a good influence on their son.

And before long, Joe's long-term plan works out.

He gets a seat as a trader on the Chicago Mercantile Exchange, and he convinces Dean's parents to give him a bunch of money to invest.

He raises half a million dollars and ships off to Chicago.

The plan is obviously to take the money and make it multiply.

But within 18 months, he loses it all.

Every penny.

He does so poorly that the government revokes his trading privileges for the next 10 years.

But here's the thing.

Joe doesn't see the epic failure as an obstacle.

In his mind, it only poses a problem if people find out.

And he's not about to let that happen.

So when he moves back to LA, he doesn't tell people he was banned from trading.

He says he was forced out by bigger players in the game because he was too successful.

How successful?

Well, he says he turned their $500,000 into $14 million.