Haseeb Qureshi

3DS is 3D secure, which is like the Visa prove your human being thing, right?

They will make you prove that it's you and not an AI agent in order to charge your Visa because Visa is designed for this human to human commerce, right?

Like that's what the whole point of the chargeback system is that they're protecting you, the human, from making a mistake, but they're also protecting the merchants.

If it's an agent, then it's just like the economics have to change.

The mechanisms have to change.

Dispute resolution has to change.

And they're not prepared for that.

There's no answer about how they're going to do that.

So open AI is going to live in this human approves world.

And the human approves world is what most consumers are going to be doing for quite a while.

because it's just, you know, it's like the safety, safety first, you know, it's like, okay, we've got the cars with the seatbelts and, you know, everything is, you know, we're going to wait until the FDA shows up and tells us exactly what drugs we can buy and we're not buying Chinese peptides, okay?

Then there's the crazy futurists, right?

There's the transhumanists.

This is where open claw is going to live.

And in open claw land, you're going to have people running entire businesses, right?

That like the procurement and paying for services and going on Fiverr and hiring other humans or AIs or whatever it is they are like to do certain things that are very difficult to do in AI land.

All that stuff is going to happen on people just running their own open costs and just YOLOing it.

And in this land, okay, they're going to have a stable coin wallet and they're just going to pay each other with stable coins.

right?

No need to worry about 3DS, no need to worry about, you know, Visa getting mad or chargebacks or any of that stuff.