Herman Chan

speaker
103 appearances 23 recordings 2 series first heard Dec 2025 last heard 14 Jul

Herman Chan’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months
9 · Apr OctJan 26AprJulnow

Recordings per month over the last 12 months — 23 in all, peaking in Apr 2026 with 9.

Appearances

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Revenues on the markets trading side looks like it's up 17% year over year.
That's higher than consensus and higher than what they had outlined at a recent investor conference.
So really strong results there.
Investment banking fees look a touchdown relative to expectations.
So that'll be a partial offset to really robust trading results.
Loan growth looks strong, and the credit costs and credit quality looks like it's really holding up there.
There was a bit higher credit costs this quarter due to about $2.2 billion in provisions related to the pending Apple Card business that they're onboarding from Goldman Sachs.
So analyst investors should be aware of that, given the pickup on a reported basis.
The beats were really strong, especially on the market side.
Revenues on the markets trading side looks like it's up 17% year over year.
That's higher than consensus and higher than what they had outlined at a recent investor conference.
Great.
One of the real highlights of your recent investor day last month was the panel discussion with marketplace investors.
And we talked about this earlier before your appearance here on radio.
One of the panelists talked about being aligning performance expectations, partnering with better operators.
Are you seeing that with the private credit space?
Thanks.
I wanted to follow up with you, Scott, on some of the medium-term expectations you laid out in Investor Day.
You talked about doubling loan originations.
We're talking about $18 to $20 billion a year.
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