Jade Warshaw

Because when you get that kind of money, you need a business sense if you're going to begin investing it.

Well, if you don't have that information.

And so in that way, it does create an avalanche of money.

not to be rude, but kind of an avalanche of ignorance that can take place of, I just didn't know.

I didn't know.

And now millions of dollars turns into not only nothing, but I actually owe.

I owe money.

Yeah, I agree with you wholeheartedly.

That's one of the reasons here at Ramsey we created foundations and personal finance.

It's a curriculum.

And at this point, it is in most states and different schools throughout the states.

But it's in most states at this point because we do we do believe that.

And when you really look at the fact, Mike, that that money really incorporates three ideas.

Right.

There's the numbers, the dollars and cents, which is part of basic financial literacy.

You know, what you make goes on paper and then you subtract all of your expenses, basic budgeting, the ideas that you should live on less than you make and and just kind of those dollars and cents sides of it.

And then we know the other side of it.

The second part I'll call is behavior.

So it's not just understanding dollars and cents.

It's what are the behaviors that I must have in order to manage my money well?