Jade Warshaw

That's netsuite.com slash Ramsey.

If you've been working the plan, paying off debt, saving, and changing your family tree, I'm proud of you.

And if you're in Baby Step 4 or beyond, it's time to celebrate.

The Live Like No One Else Cruise is back March 14th through 21st, 2027.

Join the Ramsey personalities and me as we sail to Half Moon Cay, Cozumel, Jamaica, and Grand Cayman on the ultimate debt-free vacation.

Cabins will sell out.

just like last time.

Lock in yours with a $600 deposit at ramseysolutions.com slash events.

All right, let's cut to the chase.

It's easy to get discouraged about crazy house prices and interest rates.

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That's RamseySolutions.com.

normal is broke and common sense is weird so we're here to help you transform your life from the ramsey network and the fair ones credit union studio this is the ramsey show i'm jade warshaw next to me rachel cruz taking calls about your life and your money uh for the next couple hours so if you want to you can get involved by calling 888-825-5225 in the meantime go to the phone lines where we have lisa who's in cincinnati ohio hey lisa hi thank you all so much for taking my question

L-N-V-E-N-V-Y.

Okay, okay, there we go.

Yeah, you know what, Lisa, I used to back in the day when the credit card companies used to call me and debt collectors used to call me, I used to just imagine that they probably had more debt than I did.

Otherwise, they wouldn't be working there.