James (Host - Lighthouse Financial Advisor)
speaker
2,966 appearances
15 recordings
1 series
first heard Jul 2026
last heard 20 Aug
James (Host - Lighthouse Financial Advisor)’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 15 in all, peaking in Aug 2026 with 9.
Appearances
Yeah.
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And going that there will be bad years.
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And if you have a bad year at the start of retirement, you're not continuing to regular contribute.
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It's it's it's not good and it makes a it makes a huge difference.
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But what can people do about it?
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Stop telling me it's not good.
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Tell me what to do about it.
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Um so like I said, there's only really two things that you can do.
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Yeah.
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But 104 go back to it.
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No.
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Um so the first thing
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is to make sure that your risk profile is actually at at the right level, opposed to um opposed to taking too much risk and chasing like returns at the end.
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Yeah.
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And then you're not at a stage of life where you you're trying to just maximize your returns, but you are also looking for a smoother journey through retirement in terms of consistency of returns to some extent.
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Mm.
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That's point number one.
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Point number two is holding cash in the bank.
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The bank.
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And if you have
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Showing 721–740 of 2,966 · page 37 of 149
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