Jan Watermann

speaker

2,178 appearances 14 recordings 1 series first heard May 2026 last heard 12 Aug

Jan Watermann’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 14 in all, peaking in Jul 2026 with 6.

Appearances

newest first · ▶ plays the moment

Banking Without Borders · Up to 10% Cashback – The Craziest Cards You've Never Heard Of · 6 Aug 2026 podcast

to £30, where you'd be basically getting the cash back on £1,000.

Oh, wait, this is so confusing, John.

Let me start again, because this is not even half the story.

All right.

So there are three different plans, starter, everyday, and premium.

Starter plan costs £6.99 British pounds.

Premium plan costs close to £20.

And then there are...

Several different levels.

The levels determine your cashback rate.

So that can be between 3% and 9%.

And they also determine the amount of perk slots that you're receiving.

Perk slots, that's something we'll talk about later.

Okay, okay.

Let's just focus purely on the cashback right now in order to clarify this concept, which you need to be a scientist for in order to understand, or mathematician at least.

The plan only determines the eligible spend cap.

So that starts at £250 for starter, when you're only spending £6.99 every single month for the subscription.

And the premium plan allows for £1,000 of eligible spend cap.

So the absolute maximum amount of cashback that you can receive with Pluto if you subscribe to the £19.99 plan and you are...

a honey badger, which is their absolute maximum level.

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