Jessica Chow

speaker

63 appearances 1 recordings 1 series first heard Dec 2024 last heard Dec 2024

Jessica Chow’s voice in public audio — every appearance, attributed to the second.

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WSJ Your Money Briefing · How to Give Gifts for the Holiday and Stay on Budget · 11 Dec 2024 podcast

I have a friend who I call the Martha Stewart of my life because she's so chic.

And she said something that really resonated with me, and that was, look for something that says, I see you, but with my price point and sensibility.

So my older sister is the fanciest person in my life.

And I always try to impress her, I think, to prove that I'm a real adult.

This year for Christmas, I was thinking about what to get her.

And I was really stuck because I was trying to limit my budget a little bit and be a little bit more frugal.

I feel like it's harder to be frugal when you're buying things for other people because you just want to spoil them a little bit.

She doesn't listen to podcasts.

I got her a few things.

I like to collect small things and I put them in a box and I package them nicely.

But her big, like the centerpiece of her gift is a vintage Gucci shoehorn.

And it's like really heavy and it looks substantial and it looks vintage.

They said start early and it was starting early, not just in thinking about what you're getting them, but also in planning for the budget.

It was kind of a twofold thing as I come up with your list early and start seeing what's out there, which allows you to a take advantage of free shipping deals, be not have to rush shipping and then see if there are any sales going on.

You can take advantage of that, too.

And then in terms of coming up with the budget, it was like start your gift budget earlier and think of it as a sinking fund.

So in the same way that you would save up for a vacation, do the same thing with gifts.

So you have a sinking fund that you can just be pulling from throughout the year and not going into debt when it comes to December.

So I talked to Giovanna Gigi Gonzalez.

She's an author and financial educator.

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