Jessica Chow
speaker
63 appearances
1 recordings
1 series
first heard Dec 2024
last heard Dec 2024
Jessica Chow’s voice in public audio — every appearance, attributed to the second.
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Appearances
WSJ Your Money Briefing · How to Give Gifts for the Holiday and Stay on Budget · 11 Dec 2024
podcast
She recommended that we do something called loud budgeting, which is something that was all over TikTok online.
Oh, yeah.
Go listen to that episode.
But it's essentially being forthright about your finances.
And one thing that she was saying is it's OK to say, hey, like, I'm really thinking about my budget this year.
I'm like really saving for something.
And that kind of helps set subtle expectations of like how you're spending your money.
It's not just for gifts.
It's also for everyday life.
Oh, I don't want to spend this money on a concert ticket because I really want to spend this money on a vacation.
Yeah, actually, this is a side product of me not planning ahead enough.
In past years, I would ask my sister what she got my parents and then just be like, can I Venmo you 50 bucks for it?
And then just put my name on the card and not great.
But I do think financially it's really helpful.
And if I had put more thought into it, then it would actually be quite a good gift because my sister and I could brainstorm and pool our finances and then give them the best possible singular gift.
So it's more like quality over quantity.
Yeah.
And I also talked to an etiquette expert, Micah Meyer, and she was very pro-transparency with the people you feel comfortable with.
She's like, you should probably not talk about this with your boss, but maybe like with your friends who you've established deeper connections with.
If someone's like, oh, I got laid off or, oh, my roommate left suddenly.
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