Jim Filice

speaker

263 appearances 1 recordings 1 series first heard Jan 2026 last heard 15 Jan

Jim Filice’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 1 in all, peaking in Jan 2026 with 1.

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Off the Rails from the U.S. Faster Payments Council - FPC · 15 Jan 2026 Jim Filice from Visa on Visa Direct Real-Time Payments, Stablecoin, AI · 15 Jan 2026 podcast

Consumers today, definitely younger consumers, increasingly fast at walking away from experiences at the first sign of friction.

There's evidence in the payments world and probably in any experience that over time we've been willing to tolerate things for what we want.

The youngest generation at Gen Z, when we do the research, it shows that even if they want something, the second there's this first sign of friction, they just abandon it and go away.

So that user experience now is critical.

It's going to be increasingly critical as time goes on.

As my 16-year-old son starts to work and move into the work world, his expectation that everything works every single time,

and I don't like it and I walk away.

I don't know what that means for us as an industry.

It's scary, but I think that's the reality.

so close um what an exciting team um you know it was hard not to uh just their excitement is so contagious it's why the entire country of canada just you know uh adopted them and a lot of folks that just didn't want to see la win uh adopted them as well and so

I think that was pretty exciting.

We'll see if they can repeat that experience.

They're playing baseball in a way that they're punching way above their weight.

They're playing it with such excitement and vigor that it's just great to see.

And it's, like I said, contagious in that excitement.

I think we've proven this year that regulation can actually be an accelerator versus sort of a blocker.

I think we traditionally think of regulation as getting in the way at times.

But when you look at the Genius Act, the ability for the Genius Act to provide clarity in what's happened afterwards, the clarity of where stable coins are going to play in tokenized deposits, the acceleration that has happened

And even in some cases, the pivot that has happened because of it is incredibly powerful to see.

And I think 2026, we're going to see a lot of acceleration of things that we may have otherwise not seen if the genius actor regulation wasn't there.

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