Joe Carroll

speaker
211 appearances 1 recordings 1 series first heard Jul 2026 last heard 13 Jul

Joe Carroll’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
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Recordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.

Appearances

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If I have this basically almost like a line of credit open that's completely offset, how much do I need to reduce that by to facilitate what I want to do next?
Yeah, that's not.
There is zero difference in the opposite direction.
Under a package loan, you have offset.
If you have money in that offset, then that reduces the amount the broker gets paid anyway.
So it's actually quite the opposite.
There are banks that will pay higher fees than other banks.
I've been doing this nine years.
Jo, you've been doing it 12 now.
I have no idea what banks pay what fees.
We just put the client with the right bank.
And that's because that's how our structure is.
I went to a conference last week with a load of large brokerages in Australia and they're setting the target even higher.
Don't buy it.
Do you want that one, Jill?
Okay.
Lending without POG income.
I think I said this last time I was on here.
There has never been a better time to lend with that sort of income than now.
The range of options that you have available to you, whether you're self-employed, whether you've got dividends, whatever that income might be, has never been a wider breadth.
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