Joe Pinsker
speaker
1,247 appearances
30 recordings
1 series
first heard Oct 2022
last heard Jan 2025
Joe Pinsker’s voice in public audio — every appearance, attributed to the second.
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Appearances
There are some things that you might want to ask yourself, how much do I care about those things?
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And that may steer you towards leasing because with a lease, you might be able to get a new car every couple years or three years once the lease is up.
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The last big thing to really think about is just how much you drive, how many miles you put on your car each year.
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That's because leases come with mileage limits that are established up front.
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And if you're going to exceed them, it can be costly in terms of the penalties you pay.
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So you want to make sure that you aren't signing up for a lease that allows a lot fewer miles per year than you would put on a car.
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One thing that might surprise people if they're coming back to the car market after a few years of not shopping for a car is that leases are now quite a bit pricier than they were even a few years ago.
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That's because automakers used to subsidize them more heavily, which lowered the monthly payments.
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But nowadays, leasing is not quite as cheap as it used to be.
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So that's a shift that people might want to be aware of now.
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One of the main things you want to pay attention to in a lease is just how long the lease is going to last.
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It's typically two or three years that you'd probably have the car.
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Not always.
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Many leases do, but it's not always a requirement.
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Something to be aware of when you're starting a lease is something called the residual value of the car, which is what the car will be worth when the lease is up.
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And that's going to determine what you'll be able to buy the car for once the lease is over.
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You do actually know up front what price, roughly, you'll be able to pay for the car.
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The overall idea is that as you drive the car, its value depreciates.
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And so that residual value is going to be lower than what the car was worth when you drove it off the lot.
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The thing to be aware of about returning your car early is that if you do want to do that, there's a chance that the automaker and the dealer will be okay with it, but there's also a chance that they won't be and you may just be on the hook for lease payments for the remaining months of your lease.
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Showing 821–840 of 1,247 · page 42 of 63
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