Joe Pinsker
speaker
1,247 appearances
30 recordings
1 series
first heard Oct 2022
last heard Jan 2025
Joe Pinsker’s voice in public audio — every appearance, attributed to the second.
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Appearances
WSJ Your Money Briefing · How Not Having Student Loans Affects Your Financial Future · 1 Dec 2022
podcast
But something that came out of these interviews that I did with people was that there's something a little bit less easy to quantify that happens in terms of a mindset shift when you don't have student debt.
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One graduate I talked with
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was saying that in the nearly a decade since he's graduated, when he's faced with a big decision in life, the question that he often finds himself asking is, which choice would make for a better story?
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And that's led him down some interesting paths.
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He's moved to China.
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He's gone and worked for a startup.
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He's gone into the fire or financial independence retire early movement.
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There are all these pathways that he's taken that have been different than what he'd otherwise do.
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And he was saying that if he'd had debt to pay off, it probably would have prevented him from having this more experimental and exploratory orientation towards life.
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Even if some people do have their balances wiped out entirely by President Biden's plan, that wouldn't change their financial histories.
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And the fact of having carried debt in the first place would still create some difficulties moving forward.
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Yeah, thanks for having me.
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When you look at people who have a household income under $40,000 a year, 75% of those people say they don't have any money in the stock market at all.
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But at $100,000 a year or above, still 11% of Americans in that group say they don't have any stocks.
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Yeah, thank you for having me.
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Many of these people just can't afford to invest.
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This is something you see when you start breaking down this data by income.
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When you look at people who have a household income under $40,000 a year.
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75% of those people say they don't have any money in the stock market at all.
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But for another group of people, there appears to be some element of choice.
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Showing 1161–1180 of 1,247 · page 59 of 63
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