John Delony

He decided to go get that last degree.

And we were already like, if you want to think about it, we were like 800 and something in student loans, just me with DEMA student loans being in forbearance.

And we're like, what are we going to do when your loans come out and we have to start paying?

Like, mind you, we had just had a little one in 2017 and DEMA started school.

And we're like, we cannot take on my loans, daycare.

And then when Dima get like his student loans, we were scared.

Like, what's that going to look like?

Yeah, it got really scary.

I mean, we were graduates of the Financial Peace Institute University.

So I think we were just kind of taking it baby steps, baby steps.

But when we realized what we're going to be under with all the students, we were just like, we've got to use the principles and really get serious and intentional.

Yeah, absolutely.

Oh, we started doing the monthly, monthly meetings talking about our finances.

Hard conversations.

I mean, credit cards, of course, we put them in a jar in the kitchen and we're like paying with cash.

And if it wasn't on our monthly, you know, things that we had talked about, then we weren't doing it.

What would you say?

Let me say this.

For his birthday, he was like, oh, let's go.

Let's get this car.