John Falcons

speaker
1,965 appearances 17 recordings 1 series first heard Jun 2026 last heard 19 Aug

John Falcons’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months
8 · Aug OctJan 26AprJulnow

Recordings per month over the last 12 months — 17 in all, peaking in Aug 2026 with 8.

Appearances

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Yeah.
Increasing retained earnings and paying off the debt.
Do you do all one or the other or do you recommend some of both?
That's right, but the interest you're earning on retained earnings isn't as much of an investment strategy, particularly when you have a small business.
It's just insurance in case something bad happens, right?
Yep, exactly.
What about another question that we get is profit sharing.
If your business is in debt, you're getting aggressive on paying that off.
Should you be doing profit sharing while you're trying to pay down your debt?
Let's just put a bow on it.
You're sitting with business owners all the time.
What's the one thing that you would say to them about their decision to either take on some debt to grow their business, speed up the growth of their business versus growing at the speed of cash?
What would you tell them?
We could do a whole talk on family.
I can if you want me to.
Do you want a hug?
I once coached a guy who was a veterinarian cardiologist.
He had even performed heart surgery on a polar bear.
He was one of 300 people in the world that were doing this.
And he was good at his job, his business was thriving, and he was in high demand and making good money.
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