Jonny Pease

speaker

2,643 appearances 14 recordings 1 series first heard May 2026 last heard 12 Aug

Jonny Pease’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 14 in all, peaking in Jul 2026 with 6.

Appearances

newest first · ▶ plays the moment

Banking Without Borders · £5 for Being Broke: The Bank Accounts Exploiting the Desperate · 12 Aug 2026 podcast

They have to provide you with a current account. voice-verified

And that's where you can have your wages or your benefits paid into. voice-verified

You can get cash in and out at a branch, you know, you can use the post office, direct debits and standing orders must exist, a debit card, online and mobile banking, everything you would expect. voice-verified

Now, you should be o able to open one of these accounts with no credit or poor credit. voice-verified

But I do wonder, Jan voice-verified

Maybe you can confirm this. voice-verified

A legal resident of the UK can open one of these, but can you confirm if someone who's come to the UK and isn't fully into the system yet? voice-verified

Yeah, well that's it. voice-verified

That's what I was about to say. voice-verified

This is genuinely one of the harder requirements, isn't it? voice-verified

Just proving who you are so you can get past anti money laundering checks. voice-verified

A bank as well is compelled to give you an answer within ten days. voice-verified

So there might be a period of time where you could still be unbanked, shall we say, which is I think important to say that one of these providers that we've mentioned today could fill that void. voice-verified

So do let us know what you think of any of the accounts we've talked about. voice-verified

Do you have any experience using them? voice-verified

And also which of their fees were most shocking to you? voice-verified

I don't know, Jan, if people will find it that shocking that there is a fee attached to depositing cash, for example, because cash is becoming somewhat redundant and voice-verified

As a result of like the opposite of economies of scale, right? voice-verified

It's gonna get more and more expensive to pay in cash the less people do it. voice-verified

So that's a fee I could necessarily accept, but when it comes to fees like closing accounts or an activity fees or five pounds if a direct debit is missed, I have a real hard time accepting that. voice-verified

Showing 241–260 of 2,643 · page 13 of 133