Jonny Pease

speaker

2,643 appearances 14 recordings 1 series first heard May 2026 last heard 12 Aug

Jonny Pease’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 14 in all, peaking in Jul 2026 with 6.

Appearances

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Banking Without Borders · Up to 10% Cashback – The Craziest Cards You've Never Heard Of · 6 Aug 2026 podcast

They've decided that they're going to offset the cost of providing you with cash back as a marketing trust.

That's fine.

That's normal.

The card itself, I mean, there are some nice little benefits to this account.

The cash back, I think, is expensive.

And by that, I mean it's...

Quite a big ask to deposit 50K for 2%.

I mean, let's just compare that for a moment to Chase UK and their 2% cash back.

You're depositing your money in an FSCS protected account, first of all, with Chase UK.

And this crack account is...

It's an e-money institution through something called PSL.

So there is some protection.

And we should go as far as saying this is the only account, the ones we're going to talk about today, that has a level of protection to it.

But with crack, your money, if you deposit, if you decide to go with this, your money is deposited with Paywood Service Limited, who are authorized by the FCA.

And they are an EMI, which means any money you deposited into crack would be ring-fenced.

So it would technically be secure.

But I wanted to talk about comparatively to Chase UK for a moment.

I mean, Chase UK are also offering 2%.

And in return, they're not asking for £50,000.

They're asking for you to deposit how much money per month.

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