Jonny Pease
speaker
2,643 appearances
14 recordings
1 series
first heard May 2026
last heard 12 Aug
Jonny Pease’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 14 in all, peaking in Jul 2026 with 6.
Appearances
So the essential everyday card is going to earn you 0.2% cash back.
The elite card is going to earn 0.6% cash back on everyday spending.
There are numerous cards that are better than that.
I mean, we mentioned Chase, but we could also mention the Barclaycard Avios Plus, the free BA Amex.
In fact, actually, I think the free Barclay, yeah, of course, the free Barclaycard Avios beats that as well.
The chargeback is a service agreement between you, Visa, and MasterCard.
It's open to interpretation, whereas Section 75 is like a legal compliancy.
And also, I think you have to file a chargeback within 120 days of an issue.
Whereas with Section 75, you've got a window, I think, as far off as six whole years.
Yeah, I do think this is a major downside of this card, is that you're not getting Section 75.
Sorry to jump in there.
hmm yeah i suppose one could argue to take you know just just just to play devil's advocate one could argue that at that point you've probably redeemed some of the benefits so yeah fair enough fair enough maybe some of the longer term benefits yan i mean arguably like when you have to downgrade you have to i think you get platinum status don't you for a further month before ihg will cancel it is that is that correct so yeah i think that's correct 18 pound fee could be covering the cost that it's not pretty either way though is it
No, but you're looking, yeah, but we're looking at the plain facts.
You know, if we want to use this card to spend internationally on an IHG group hotel in Canada, we're going to be just me, for example, I'm going to be transacting in Canadian dollars.
So if I use the standard account to do that, I'm not going to benefit at all.
It's going to cost me a large sum of money, particularly if I arrive on the weekend.
So arguably, I'd want to be using, say, Ultra or maybe not as significant as Ultra, maybe...
premium yen and by using premium i can earn accelerated rev points i can unlock the benefits of having more rev points rev points per pound but i don't get that benefit because i'm using my ihg card and i'm earning those points which completely contradicts or conflicts with the idea of having a higher plan to spend internationally do you get what i'm saying like i really don't like how that tastes honestly i'm struggling and please jump in the comments i
I'm sure Jan is about to tell me, though.
Who is this for?
Showing 741–760 of 2,643 · page 38 of 133
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